Banking

Can My Identity Be Stolen Using Information On My Bank Check?

January 16, 2012

After I had signed up for my 12th credit card, I needed a spreadsheet to keep track of all of them. I needed a document that included all the due dates of each of the credit cards. There’s no way I would be able to remember without writing them down somewhere. So now that each [...]

1 comment Click to finish reading the article →

Give Yourself a Loan For Guaranteed Savings

December 20, 2011

I took a loan out of my online savings account and paid off my car loan with it. I was budgeting for 2012 and realized that I only have about $4,000 remaining on one of my car loans. The interest rate on that car was a whopping 4.99%! I have been paying a little extra [...]

3 comments Click to finish reading the article →

Conventional Lending vs Government Lending

December 14, 2011

When it comes to purchasing a home, nothing it more overwhelming than trying to secure financing. With so many programs, both conventional and government-backed, available choosing the right program is often difficult and even confusing. Government backed programs make securing home buying easier, but conventional home loans seem to offer the better overall value. So [...]

1 comment Click to finish reading the article →

Prosper Peer-To-Peer Lending and Borrowing Review

October 31, 2011

Prosper is a personal lending service which connects borrowers with lenders. These days, now that more banks make it harder for people who need to borrow money tougher with stricter rules and guidelines, peer-to-peer lending services such as Prosper come in handy. It basically serves two purposes. Prosper caters to lenders who can receive an [...]

4 comments Click to finish reading the article →

Debit Cards Not Free Anymore

October 3, 2011

Bank of America said they will start charging for their debit card services. Banks until now had the option of making many of the banking services free to their customers. However, with the economy taking a huge toll on the financial sector the past few years, banks are desperately trying to make some changes in [...]