credit

What Not To Do After Becoming Debt Free

June 20, 2011

Over the course of my life, I have been on many diets in order to shed a few pounds so I can feel good about myself. I’ve been on all-cereal diet where I eat cereal for breakfast, lunch, and dinner. I’ve also been on no meat diets, salad diets, and simply other various versions of [...]

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Cash Is For Dummies

February 1, 2011

Previously, I wrote about how there are times when cash can be the better choice when it comes to making a purchase as opposed to using a credit card. Let me clarify that in my opinion, using a credit card is far better than using cash in MOST situations. For this reason, I always carry [...]

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Learn About Bankruptcy Before Filing for Chapter 7 or 13

September 14, 2010

Before you file for Chapter 7 or Chapter 13 Bankruptcy protection, there are a few things you need to know. My hope is that you came across this article because you were curious about the topic, and not because you are thinking about filing for bankruptcy. If you are the latter, I wish you the [...]

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9 Key Financial Terms Defined

July 21, 2010

I was watching TV one day with a few friends and they asked me what an APR was as we finished watching a Toyota commercial. I explained to them what it meant and then it dawned on me that not everyone has key finance knowledge to know and understand the meaning of some of the [...]

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How To Increase Credit Score Above 800

July 16, 2010

I recently applied for mortgage refinance couple weeks ago and am in final stages of completion. My monthly mortgage payments will decrease from $2,020 to $1,800. With the extra couple hundred dollars I’ll now be saving, I plan to deposit that in my new Discover Bank online savings account, which I created for my wedding [...]