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Private Mortage Insurances Can Be the Ticket To Home Ownership

December 16, 2011

When my roommate moved out, he was considering two options: rent an apartment or buy a house. At that time, his desire was to buy a house. With the economy not doing very well and housing market seemingly bottoming out, he figured it was a good time to get in on the housing investment. But [...]

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Have You Put Up Your Christmas Lights?

December 5, 2011

My wife was very excited to purchase and decorate our first Christmas tree together as husband and wife. She was so excited that she bought the tree in mid-November. We opted to buy an artificial tree over the eco-friendlier real tree or even using a rent-a-tree service, purely for cost reasons. She also wanted to [...]

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Winterize Your Hose Bib In Your Home

November 30, 2011

Don’t forget to winterize your home by closing your home’s hose bib shutoff valve off. If you leave it on, the water sitting inside the pipe between the shutoff valve inside your home and the hose bib outside your home will freeze and refreeze during the winter season. When the water freezes over and over [...]

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5 Tips To Save Energy Money Through Winter

October 27, 2011

The following tips are not just for winter or for those struggling with higher energy costs. In fact, every home can benefit by these simple tips and save money and energy throughout the year. 1. Don’t place heat-generating appliances such as televisions or computers near thermostats. The thermostat is tricked in to thinking the home [...]

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Doing Your Mortgage Homework

August 18, 2011

As soon as you think you are ready to purchase a home, it is time to start working on some homework. From trying out a mortgage calculator to getting together the proper documentation, there is plenty to do. Remember that the more you do in advance, the easier it will be to figure out what [...]