Living

How To Study Effectively for Finals

November 14, 2011

My wife is in the midst of her second to last semester in her respiratory therapy program. In a couple weeks, she’ll be in the midst of semester finals. I’m encouraging her to study hard with the following tips: 1. Study in Increments: When I was in school, I was taught to study in short [...]

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Older People are Wealthier Than Younger People

November 7, 2011

There was an article that was released today by CNN reporting that people who are older than 65 years of age are now 47 times more wealthier than those who are younger than 35 years of age. It completely makes sense that older people are have higher net worth and thus wealthier since they had [...]

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5 Tips To Save Energy Money Through Winter

October 27, 2011

The following tips are not just for winter or for those struggling with higher energy costs. In fact, every home can benefit by these simple tips and save money and energy throughout the year. 1. Don’t place heat-generating appliances such as televisions or computers near thermostats. The thermostat is tricked in to thinking the home [...]

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Tips for Living the Frugal Life – While Still Enjoying Yourself

October 13, 2011

People are always looking for ways to save money. Putting every additional dollar into our savings accounts seems to be everyone’s primary goal – especially in this economy. However, most people are living so frugally that they have forgotten how to enjoy life. Living cheaply doesn’t mean that all fun has to go out the [...]

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Basic Truths of a Traditional IRA

September 13, 2011

Whenever I think about saving for the future, I’m reminded of a simple story I learned as a growing kid. It’s a story about a grasshopper and an ant. The grasshopper typically makes a living day to day, fulfilling each day to the maximum with no regards for tomorrow. He spends everything he has today [...]