Money

Are You Protected Against Job Loss?

January 19, 2012

If you lost your job today, would you be okay financially? If you’re like millions of other Americans, you’re probably not financially equipped well enough to handle the sudden loss of income. I recently discovered that a friend of mine recently quit her job due to high stress and overwhelming hours. She quit without having [...]

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Give Yourself a Loan For Guaranteed Savings

December 20, 2011

I took a loan out of my online savings account and paid off my car loan with it. I was budgeting for 2012 and realized that I only have about $4,000 remaining on one of my car loans. The interest rate on that car was a whopping 4.99%! I have been paying a little extra [...]

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6 Reasons People Overspend

December 1, 2011

In order to stop overspending, we first need to understand the root cause of why we overspend in the first place. We overspend on everything from food and haircuts to car insurance and big ticket items. As a result, we often find ourselves parting with more of our money than we need to. So, if [...]

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5 Ways To Stop Overspending Now

November 29, 2011

If you spend more than you earn, then you will eventually run out of savings and then go into debt. It’s pretty much a guaranteed formula. When you overspend, you lose value in yourself, your equity goes down and your total net worth goes down as well. Overspending is a problem that many of us [...]

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How To Save Money On A Date (But Not Be Cheap)

November 21, 2011

There are two super easy ways to save money on a date. First, make your date pay for the date. That’s an easy one. Second, don’t tip the waiter. Now, if you do this, the universe will pay you back and your car will most likely get towed at work for a week straight! But [...]