Money

6 Reasons People Overspend

December 1, 2011

In order to stop overspending, we first need to understand the root cause of why we overspend in the first place. We overspend on everything from food and haircuts to car insurance and big ticket items. As a result, we often find ourselves parting with more of our money than we need to. So, if [...]

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5 Ways To Stop Overspending Now

November 29, 2011

If you spend more than you earn, then you will eventually run out of savings and then go into debt. It’s pretty much a guaranteed formula. When you overspend, you lose value in yourself, your equity goes down and your total net worth goes down as well. Overspending is a problem that many of us [...]

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How To Save Money On A Date (But Not Be Cheap)

November 21, 2011

There are two super easy ways to save money on a date. First, make your date pay for the date. That’s an easy one. Second, don’t tip the waiter. Now, if you do this, the universe will pay you back and your car will most likely get towed at work for a week straight! But [...]

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Older People are Wealthier Than Younger People

November 7, 2011

There was an article that was released today by CNN reporting that people who are older than 65 years of age are now 47 times more wealthier than those who are younger than 35 years of age. It completely makes sense that older people are have higher net worth and thus wealthier since they had [...]

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Prosper Peer-To-Peer Lending and Borrowing Review

October 31, 2011

Prosper is a personal lending service which connects borrowers with lenders. These days, now that more banks make it harder for people who need to borrow money tougher with stricter rules and guidelines, peer-to-peer lending services such as Prosper come in handy. It basically serves two purposes. Prosper caters to lenders who can receive an [...]