The recession is still hanging around and with it comes the opportunists. While the government regulations can provide some oversight for payday loans o r payday lenders, mortgages, or credit cards, it’s not just the financial sector that can end up taking your money. You can end up being scammed in the most unlikely places these days, from social networks sites to your business and most is due to too much information exposure.
Your Friends Want To Know Your Every Step
Twitter and Facebook are great ways to stay in touch and let your friends know what you’re up to. Unfortunately, it’s also a great place for thieves to find out when your home and when you’re not or any other ways to take advantage of your need to share. Even if you just want to rent a room in your home, if you provide too many pictures and an address, you are begging to be ripped off. Keep your messages short, and don’t let people know where you live, when you’re there, or when you plan on going on vacation.
Your Romantic Profile
Unfortunately, dating sites are another place where scammers abound these days. If it’s not the scam artist from Nigeria trying to get air fare so they can meet you, it’s a recession romeo who wants to know how much you make (all included in the profile) and if you own a home, a boat, or some other property they hope to get either use or ownership of by the time they’re through. Fill out your profile, but keep your financial data and assets off the Internet.
Your Business
It’s a place of business, right? If you’re not careful it can be a place for fraud and embezzlement, too. Make sure to run credit checks on employees. Keep track of your financials even if someone else is handling the details. Keep track of who has access to company credit cards and don’t let that information get out. Don’t rent out space in your business as you can open yourself to credit card fraud hen your leassee fills out an application with your business name, their privae name, and your address, takes receipt of the cards in their subletted space, and then runs up a huge charge. Keep your voicemail and computer passwords secure and don’t use anything that can easily be hacked. You never know when you’re going to come back from a long weekend to find out that you were charged thousands of dollars for calls to Nigeria on your phone accounts because someone hacked into your phone system.
Guest Post: This post was written by a representative of National Payday.
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