If you go to Citibank website at www.citicards.com, you’ll see that they have 19 different credit cards that are offered. Too many choices can be a little overwhelming for anyone when looking for the right credit card as they offer cards for all kinds of different categories including gas rewards, 0% balance transfer, travel, low interest, cash back rewards, and no annual fee cards. Fortunately, the website has a card finder search feature that is actually very helpful in finding the perfect credit for you. However, I still believe Discover Card and Chase Freedom offer the best cash reward program out there.

But, allow me to go one step further for you and describe the benefits for a few of the cards they offer.

Citi Platinum Select Mastercard

• 0% APR on purchases and Balance Transfers for up to 18 months
• $30 statement credit – simply purchase at least $30 worth of purchases in 3 months and you’ll see a statement credit within 3 months.
• No Annual Fee

Citi Forward Visa Card

• 6,000 bonus points after making at least $250 in purchases within the first three months
• 2,500 bonus points for switching to paperless statements
• 5 reward points for every $1 you spend on books, movies,
  music and at restaurants. 1 reward point for every $1 you
  spend on any other purchases
• Reduce your APR by up to 2% when you use your card for purchases, pay your bills on time, stay under your credit limit
• Up to 100 bonus points for paying your bills on time
• 0% APR for 7 months on purchases and 12 months on balance transfers (for qualifying customers)
• Cash Advance Fee is: 5% of each cash advance: $10 minimum
• Balance Transfer Fee is: 4% of each balance transfer: $5 minimum
• No Annual Fee

Citi Diamond Preferred Rewards Card

• $50 gift card after making only $300 in purchases in the first 3 months
• 5 points for every $1 spent on gas, drugstores, and supermarkets for 12 months. 1 point thereafter
• 0% APR on balance transfers and purchases for up to 15 or 7 months, based on your application and credit history
• Identity theft protection
• $0 liability on unauthorized purchases
• No Annual Fee

College Students

For the following credit card offers for college students, you must be at least 18 years old with a valid social security number. You must also be a college or graduate student as you must enter your school information on the application.

Citi Dividend Platinum Select For College Students

• 5% cash back on  eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities including cable for 6 months, and 2% thereafter
• 1% cash back on all purchases
• 1% cash back on cash advance transactions
• 5% cash back on balance transfers transactions for $1,500 or more
• Identity theft protection
• No Co-signer required
• Photo option
• No Annual Fee

Citi mtvU Platinum Select Visa Card For College Students

• 2,000 bonus points for having a 4.0 gpa. 250 points for 2.50 gpa. These points may be redeemed up to 2 times per year
• 10% discount on music and entertainment at shop.mtv.com
• 5 rewards points for every $1 spent on books, movies, restaurants, and music. 1 point per dollar on every other purchases
• 25 bonus points for paying bills on time and not exceeding the credit limit.
• 0% APR for 7 months on purchases
• Cash Advance Fee is: 5% of each cash advance: $10 minimum
• Balance Transfer Fee is: 4% of each balance transfer: $5 minimum
• No Annual Fee

• Credit Card Tips For College Students